Building your super before retirement
Because super is one of the most tax-effective ways to invest your money it makes sense to give your super a boost in the lead up to retirement.
Within government limits and eligibility critera, you can make extra contributions to super when it suits you.
- Salary sacrifice - Get your employer to pay extra into your super from your before tax salary
- Personal contributions – You can make extra contributions to your super from your after-tax salary. These contributions are known as personal or non-concessional contributions.
- Government Co-contribution – If you’ve made a personal contribution to your super, you might be eligible for a super top up from the Government.