When can I access my super?
Super is generally 'preserved' in your Cbus account until you retire from the workforce after age 55.
However, did you know that you can access your super once you have reached your Preservation Age (see table below) and still continue to work. Click here to find out more about Cbus’ Transition to Retirement Income Stream.
What’s my Preservation Age?
You can claim your retirement benefits after you’ve reached your minimum preservation age and have permanently retired, or when you’re 65 years old (regardless of whether you’ve retired).
| Date of Birth | |
|---|---|
|
Before 1 July 1960 |
55 |
|
1 July 1960 - 30 June 1961 |
56 |
|
1 July 1961 - 30 June 1962 |
57 |
|
1 July 1962 - 30 June 1963 |
58 |
|
1 July 1963 - 30 June 1964 |
59 |
|
After 30 June 1964 |
60 |
All contributions and all earnings made after 1 July 1999 are preserved on entry to a super fund.
You should contact Cbus on 1300 361 784 to request a partial or complete withdrawal of your super balance. You will receive an 'Application for Benefit' form which includes details of the tax treatment for the different components of your super.