Small changes at any age can make a big difference in retirement. Securing a more comfortable future might be easier than you think.
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Find out if the Government Age Pension plus your super will give you enough income in retirement.
Start the calculatorLearn more about how to top up your super, including the tax benefits.
The video contains general information only. It doesn’t account for your specific needs. Please look at your financial position, objectives and requirements before making financial decisions. Read the Product Disclosure Statement (PDS) and Target Market Determination to decide what’s right for you. Call 1300 361 784 or visit cbussuper.com.au for a copy.
The figure showing what a comfortable retirement costs is based on half of a couple’s comfortable retirement income according to the ASFA Retirement Standard at March 2025 – visit superannuation.asn.au. The estimated retirement income amounts are based on output from the Cbus Super RIE calculator. Figures are correct as at 25 July 2025.
Calculations for the $0, $10, $20 and $50 additional contribution per week are based on assumptions including but not limited to: Person and their partner both aged 55, with a starting balance of $79,000, with an income of $130,000 a year before tax and Superannuation Guarantee contributions at 12%, both members retire at age 67, receive eligible age pension, own their home and retirement drawdowns continue until age 92.
Other assumptions are built into the calculator and can be found under the ‘Settings’ tab of the calculator. Refer to ‘About this Calculator’ tab for additional explanations / limitations of this calculator. The results shown are estimates only and are not guaranteed and should not be relied upon as a true representation of any actual superannuation contributions, retirement benefit or taxation as your circumstances or tax and other rules can change.
The default investment returns assumed in the calculation are based on the expected long term average returns for the Cbus Super default investment options - Growth (MySuper) over the accumulation phase and Conservative Growth over the drawdown phase. It is not a guaranteed rate of return.
Administration fees and costs of $52 per year, plus 0.19% of your account balance per year have also been assumed in the calculation.
Past performance is not a reliable indicator of future performance.
