Cbus Super offers strong long-term returns and competitive fees, which means you could be better off in retirement.
Our default option Growth (MySuper) delivers strong long-term performance for our members.
We're run to benefit members and do not pay profits to shareholders.
We keep our fees as competitive as possible and have dropped our weekly admin fee from $1.50 to $1.00 to help our members save more.
With more than 920,000 members, we manage over $94 billion of their money (as at 30 June 2024), supporting their retirement and the industries they work in.
Insurance for your industry +
Financial protection and security for you and your family.
We understand the risks of working in the building, construction, and manual industries. That’s why we offer tailored insurance options to suit your job. Unlike a lot of other funds, we cover you for higher risk conditions such as working from heights, underground or in confined spaces.
Read more about our insurance options.
Investing in your industries
When you invest in Cbus Super, we invest in you.
By investing in sustainable, long-term projects like Cbus Property** developments and major renewable energy projects like Star of the South, Australia's most progressed offshore wind project, we are actively investing in the industries that are important to our members.
See how we’re investing for our members.
Recovering your unpaid super
Cbus is a market leader in proactively recovering unpaid super for our members.
Unpaid super is a big problem. Super Members Council Australia (SMCA) research shows that 41% of labourers are impacted by unpaid super, followed by machinery operators and drivers at 36% and technicians and trade workers at 31%.*
Cbus has recovered almost $200 million in unpaid super on behalf of our members in the past financial year. Over the past five years, Cbus has recovered over $600 million in unpaid super for over 665,000 members (as at 30 June 2024).
Learn more about unpaid super.
* Super Members Council Australia (SMCA) August 2024, Fixing unpaid super: Making super fairer for workers and employers alike. SMCA analysis of ATO 2 per cent sample file, 2021-22. Visit smcaustralia.com.
Advice designed to help you
We’re here to support you.
Our Advice team can help you understand your options and offer different levels of guidance depending on what you need.
Read more about our Advice Services.
Award-winning super fund
We’re proud to be recognised as a leading super fund# for the building and construction industry in Australia.
Awarded Chant West# Specialist Fund of the Year for the fifth year in a row (2020-2024), Best Fund: Member Services for the second year in a row (2023-2024) and for the first time Best Fund: Responsible Investment 2024. Our focus is on our members, time and time again.
Check out our awards and ratings.
See how much better off your super balance could be with Cbus Super compared to the average retail super fund.
Disclaimers
^ Since inception to 30 June 2024. Investment performance is based on the crediting rate, which is the return minus investment fees, taxes and until 31 January 2020, the percentage-based administration fee. Excludes fees and costs that are deducted directly from members' accounts. Past performance isn't a reliable indicator of future performance.
+ Insurance is issued under a group policy with our insurer TAL Life Limited ABN 70 050 109 450 AFSL 237848.
** Cbus Property Pty Ltd is a wholly-owned entity of Cbus Super and is responsible for the development and management of a portfolio of Cbus Super’s property investments. For more information about Cbus Property visit cbusproperty.com.au.
# Zenith CW Pty Ltd ABN 20 639 121 403 AFSL 226872/AFS Rep No. 1280401 Chant West Awards issued 22 May 2024 are solely statements of opinion and not a recommendation in relation to making any investment decisions. Awards are current for 12 months and subject to change at any time. Awards for previous years are for historical purposes only. Full details on Chant West Awards at www.chantwest.com.au/fund-awards/about-the-awards.
‡ As at 30 June 2024. Based on an income of $80,000 and a starting super balance of $50,000 modelled by SuperRatings. Full assumptions available on SuperCalculator.
This information is general in nature and doesn’t take into account your specific needs. You should look at your own financial position, objectives and requirements before making any financial decisions. Read the relevant Cbus Product Disclosure Statement and Target Market Determination to decide if Cbus is right for you. Contact us for a copy.
