* As at 30 September 2026. Past performance is not indicative of future performance.
There’s no one-size-fits-all investment option.
All new members default into our Growth (MySuper) option. If you’d like to switch investment options, you’ll need to complete an investment switch via Member Online or by completing an Investment Choice form (PDF).
The choices you make today can shape how your super grows. Understanding your risk profile and goals will help you make better decisions, now and in the future.
Learn the basics of investing
We’re built to benefit members. So we keep our fees as competitive as possible.
Our insurance covers the work you do +
Not all insurance is equal – see how we differ.
We understand the risks of working in the building, construction, and manual industries. That’s why we offer tailored insurance options to suit your job.
See our insurance options.
We invest in your industries
We take a direct interest in industries our members work in.
By investing in long-term projects like Cbus Property1 developments and major renewable energy projects like Atmos Renewables, we’re actively investing in the industries that are important to our members.
See how we're investing for our members.
We help recover your unpaid super
We proactively recover unpaid super for our members.
Unpaid super is a big problem for many Australian workers. In FY25, we recovered $193.1 million in unpaid super for CBUS members2.
See how we recover unpaid super.
Our advice is designed to help you
We offer general and personal advice.
CBUS members can access general advice over the phone, in person and in your workplace. We also offer three levels of personal advice, depending on the more detailed support you need.
Our Advice team can help you understand your options and help you get the right level of support.
See how our Advice team can help.
Disclaimers
* As at 30 September 2026. The crediting rate is based on investment returns minus investment fees and costs, transaction costs and investment-related taxes and until 31 January 2020, the percentage-based administration fee. Excludes fees and costs that are deducted directly from members’ accounts. Our High Growth investment option may suit members seeking the highest investment returns over the long term, and who can accept more years of negative investment returns. When you join CBUS, your super will be invested in the Growth (MySuper) investment option, but you can choose a different option after you join. Make sure you read the relevant Product Disclosure Statement and Investment guide and consider your options carefully. Past performance is not a reliable indicator of future performance.
+ Insurance is issued under a group policy with our insurer TAL Life Limited ABN 70 050 109 450 AFSL 237848.
1 Cbus Property Pty Ltd is a wholly-owned entity of CBUS Super and is responsible for the development and management of a portfolio of CBUS Super’s property investments. For more information about Cbus Property visit cbusproperty.com.au.
2 For the period 1 July 2024 to 30 June 2025.
This information is general in nature and doesn’t take into account your specific needs. You should look at your own financial position, objectives and requirements before making any financial decisions. Read the relevant CBUS Product Disclosure Statement and Target Market Determination to decide if CBUS is right for you. Contact us for a copy.
